dummy, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

18 MONTHS INTEREST FREE - RENOVATE NOW, PAY LATER

Interest Free Finance

Take the stress out of financing your renovation with our interest-free options in association with Master Q Card. Why wait to start your project when you can renovate now and pay it off over 18 months, terms and conditions apply*

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Been putting off getting renovations done?

With our 18 Months Interest Free Finance Option, you can enjoy your new home and stress less.

If you’re still saving up for a renovation or looking to get finance from the bank (to take advantage of the low-interest rates) – There’s no need to wait for your new renovation to start when you can take advantage of our no interest long term finance for up to 18 months! Ask our team about interest-free finance to see if you qualify. Ask about our extended finance deals as they change each month. We recommend any outstanding balances are paid off before any interest free periods end.

*Lending criteria, fees, terms and conditions apply. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

What is it?

q-card-renovation1, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

Take advantage of Flexible payment offers. 18 Months Interest Free offer on purchases over $20,000 or 12 Months Interest Free for sales over $10,000 or 6 Months Interest free for sales over $200

Terms and Fees

What is interest free?

budgeting-renovation-1, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

Interest free lets you renovate your home and pay for it over time. A minimum payment of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.

Click here for full terms.

Who can use it?

q-card-mastercard-1, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

If you already have a Q-Card, you are entitled to 18 Months Interest-Free on full priced renovation projects, $20,000 or over. You’ll need to let the team know at time of booking so we know you want this service when you book your on-site consultation.

If you are not a Q Cardholder you can apply online, using the link below. You will be charged an account fee if your application is approved.

QMC-APPLY-NOW-PINK-1-e1606347841321, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

How Does It Work?

Q-Card has made it easy for our clients to apply and get approved. Renovate Now, Pay Later.

Step One

Complete Application Form

You’ll be sent a link to complete the Q-Card application to see if you qualify for the amount you’re requesting.

Step Two

Get Approved

For $10,000 or less, you’ll receive an approval within 5 mins. For $10,000 +, it will take 3-5 days as it will go through Q-Cards lending department.

Step Three

Ready to Renovate

Once you’ve receive the approval and have approved the project, we’ll take care of the rest!

Step Four

Project Underway

We’ll drawdown funds from the approved amount according to your project payment structure at each stage.

Step Five

Project Completion & Sign Off

Once the project is completed and signed off, final balance is processed by our accounts department.

Final Step

Term Begins

Once we draw down the full payment, your contract will start. Minimum payments of 3% of the monthly closing balance is required throughout interest free period.

“Applying for my Q Card was so easy, the hardest part was deciding where to renovate first! And knowing I have 18 months to pay it off made it even better!”

Jeff Whitaker, Auckland

Frequently Asked Questions

Common Questions About Our Interest-Free Finance Offer

What fees will I get charged when I apply for Q?

If your application is approved, an annual account fee of $50 applies. An establishment fee of $55 is charged when you open your account in-store and use long-term finance (such as our 18 Months Interest-Free Offer), or a $35 Advance fee applies for Existing Cardholders.

If I need help completing the form online, who can I call?

Please call the Q Mastercard Customer Support team on 0800 119 100

What is the difference between Q Card and Q Mastercard?

You can't actually apply for a Q Card anymore. The fabulous team at Q have combined all the best bits of Q Card and Mastercard to create Q Mastercard. When you have an approved Q Mastercard, you'll get access to the long-term finance.

What if I'm applying for less then $10,000?

You'll actually get approved a lot quicker, you'll generally receive a result within 5 minutes.

What if I'm applying for more than $10,000+?

The process for $10,000 + takes normally 3-5 days to process, and you'll need to also fill in a statement of financial position which requires a bit more information around your personal finances

What does the payment plan look like?

Here's a snapshot of what it would look like if you renovated with us (with a Project Value of $18,500) on a 6 & 18 month term interest-free finance

6 Months

^$715.57_{/ per week}

Renovation Cost – $18,500
Annual Account Fee – $50
Annual Account Fee Applies, paid in 6 monthly instalments
($25 applied on opening and every six months thereafter)
New Cardholder Fee – $55
$35 for Existing Cardholders
Total Paid: $18,605

18 Months (Most Popular)

^$238.84_{/ per week}

Renovation Cost – $18,500
Annual Account Fee – $75
$50 Annual Account Fee Applies, paid in 6 monthly instalments
$25 applied on opening and every six months thereafter
New Cardholder Fee – $55
$35 for Existing Cardholders
Total Paid: $18,630

Please note: Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.

The figures above are only to provide you an example based calculations made at the time of creating it (November, 2020), rates/fees/terms and conditions are subject to change at any time by Q-Card. Please refer to Terms and Fees on Q-Cards website for up to date information.

a4f26d58-123f-4ac1-87b4-f5e721f34967-large, Kitchen Renovation, Bathroom Renovation, House Renovation Auckland

LETS GET STARTED - You'll need around five minutes

Want to see if you qualify? Fill in your details below to be taken to the application page - there's no obligation to proceed or renovate.

Please note: Lending criteria, fees, terms and conditions apply.

Terms and Conditions

Things to know

18 months interest-free is available on Q Mastercard® and Q Card Flexi Payment Plans & Purchases for full price renovation projects only.
Offer is ongoing.
Minimum purchase $985
Offer available to only Auckland clients.
A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
A $50 Annual Account fee applies.
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
Standard interest rate, currently 25.99% pa, applies to any outstanding balance at the end of the of the interest free period.
Lending criteria, fees, terms and conditions apply.
Rate and fees are correct at the time of publication but are subject to change.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
18 months interest-free with Q cannot be used with Afterpay.
Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated

Vilma Arcos

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Thanks Superior Renovations for doing our house, it definitely looks a lot better now! Special thanks goes to Alison and Jacob for their excellent effort and good manners in handling the construction process, it wasn't easy but with them around it definitely became easier to handle. Cheers🥂

F J Bandukwala

1732443128

Absolutely thrilled with the outcome of our renovation of two bathrooms and kitchen in a double level home. Kevin and his entire team were an absolute pleasure to work with from the get-go. Every minor detail was attended to, and all our requests were accommodated. Cyrus deserves a special mention as under his watchful eye and expertise, nothing could go wrong.

Jacquie

1731901814

I have recently finished a renovation in our 1930’s bungalow, updating the original (and I do mean original) kitchen and bathroom. Plus creating a new laundry and removing three fireplaces which created two new spaces including an office. From the initial appointment with Alison who came over and then provided drawings and a quotation, to the work with Frank, our project manager and the team, this has been a wonderful renovation experience. I would have described myself as a nervous-renovator prior to doing this, as I had never done a renovation before, but Frank, Alison, Sunny and all the team have worked so tirelessly and generously to create spaces that we love. Superior’s care in managing the project has meant that we have come away with much more than we originally sought to achieve and without the stress I hear others lament about when they renovate. I would recommend Frank, Alison, Sunny and the team at Superior Renovations wholeheartedly.

Ike Harris

1731464234

We engaged with three companies to completely renovate our downstairs and ensuite bathrooms. We elected to go with Superior Renovations as they provided us with a fixed price and specific timeline to complete the project (which two other companies could not do), and we were absolutely delighted with the end result. We love everything from the floor and wall tiles to the heated towel rails and from the LCD mirrors to the underfloor heating and soft close lids. We especially loved replacing the old tub in our ensuite with a walk-in shower.The entire process went incredibly smoothly, with the project being completed on budget and ahead of schedule. From the initial design phase to the final touches, nothing was too much trouble for the team. Superior Renovations conducted themselves with the utmost professionalism, ensuring every detail was perfect.Frank (Project Manager) and the team did such an amazing job. Totally professional outfit, top notch communication, all tradies were courteous, polite and respectful. Alex (Builder) was especially knowledgeable and offered great solutions as minor issues unfolded. Each stage of the renovation was completed on the day it was scheduled. The crew were always on time and mindful of our work from home arrangements. And I was also impressed with the floor protection that was laid out on the first day.Through no fault of Superior, we did encounter a major, unforeseen setback that delayed our renovation on the downstairs bathroom. Superior were patient with us while we sourced specialists to remedy the issue. But once that was all sorted, Frank and the team picked up the baton and charged ahead to the finish line, delivering two beautifully ‘superior’ bathrooms. We also experienced a minor electrical issue post-build. And even though it was unrelated to their renovation work, Frank promptly dispatched an electrician who quickly fixed the problem. Talk about above and beyond!In summary, we highly recommend Superior Renovations for anyone looking to undertake bathroom renovations in their home. We’re already talking about renovating the kitchen next and we’re so confident in Superior Renovations that we will most certainly be engaging with them to complete the task.A huge thank you to Frank, Alex and all the wonderful team at Superior Renovations:)

Kalina Hristova

1726355498

Superior Renovations did an amazing job we would definitely recommend them for anyone looking for a high quality outcome. Our Project Manager Jacob was amazing, taking care of any minor adjustments we wanted, nothing was too much trouble.

Melanie Whittaker

1725410234

Absolutely love my new ensuite bathroom. Superior Renovations made the process so enjoyable, I'm truly delighted with the transformation from an old tired room to modern functionality.Jacob led a wonderful team of professionals who were considerate and efficient. He answered any query with reassurance and patience.I'm now looking at engaging them again for my main bathroom because I'm not fearful of renovating anymore and confident I'll get a superior outcome. They definitely lived up to their name!

Carolina Guerra

1724904345

Superior Renovations transformed our bathroom, and we couldn’t be happier. Cici, Jacob, Alex, and Ray were a fantastic team (Ray, our dog, is going to miss you). They tackled our old house’s quirks with creativity and attention to detail. We were especially impressed that they stayed within budget, even with a few surprises along the way. We’d definitely choose Superior Renovations again and highly recommend them.

Regina Cho

1723452566

Thanks Sunny, Jacob and the team for a great renovation. We had 2 bathrooms, the laundry room and front door re-done and very pleased with the results.

Kalpana Iyer

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Superior Renovations did a good job for our deck, they are professional and took on board any changes suggested by us and gave good ideas and advice.They took care of cleaning up all the mess after every job.Good value for money.Special mention to Cici, Frank & all the workers.😊 Thank you so muchHighly recommended 👍😊

Narelle Silwood

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It was a pleasure to work with Jacob and his team. They installed a lovely new kitchen which met all my requirements, it arrived on schedule and I was kept informed all the way through the project. Thanks Jacob ... you did a great job. Narelle

Gavin Botica

1721770037

I recently engaged the services of Superior Renovations for a complete renovation of my kitchen and bathroom, and I couldn't be happier with the results. The entire process went incredibly smoothly, with the project being completed on budget and ahead of schedule. From the initial design phase to the final touches, nothing was too much trouble for the team. They conducted themselves with the utmost professionalism, ensuring every detail was perfect. I highly recommend Superior Renovations for anyone looking to renovate their home.

Chinchien Lin

1718067110

We have our bathroom renovation scheduled later this week. Everything so far is awesome. They are very patient and nice to work with!My wife's dream of a bathtub is finally happening. Can't wait to see the final result!

Rajesh Kumar

1715585029

Great work done by Superior Renovation.Great service and efficient job.Big thanks to Jacob andthey team.Highly recommend.Got my 2 bathrooms renovated.

Narene Orchard

1710539464

We had the best experience using Superior Renovations. They had a good range of products available making it easy to pick the fixtures and fittings. The team were experienced and had great pride in their work, from the office to onsite we were treated like valued customers. The product we ended up with exceeded our expectations.

Dhruv Mehta

1709191393

Great experience with Superior renovations. I would highly recommend it for anyone looking to renovate their house.

Steve

1709094029

We engaged Superior Renovations to transform our 30-year old, tired looking and problematic bathroom into something world class - and wow! The end result is simply stunning. The team led by Frank did an absolutely fantastic job. This was our first major renovation project and the entire process was easy and hassle free. The team delivered on schedule, within budget and the quality of their work is outstanding. If you are considering renovating - do not go past these guys.

Linda Meyer

1704326554

Wish I had given more of my renovation project to Superior earlier in the process. Superior team was knowledgeable, skilled and exception to work with. Will certainly be a repeat customer if ever a need comes up.

Emma Mildon

1702329424

From design to completion the team were professional and always keen to get the project right. We will definitely be using their services again. Even finished the job with a spotless clean.

Henry Popplewell

1702262198

My wife and I are absolutely delighted with the team at Superior Renovations - and the "superior" job and experience they delivered for us in renovating our ensuite and main bathroom. We are so pleased we chose them for our renovation.Everyone from Cici the designer, and Frank our wonderful and attentive project manager, down to the team of guys doing the heavy lifting were a real pleasure to deal with. We were kept informed every step of the way and everything was done to a very high standard. Nothing seems too much trouble for your crew (in fact Frank even became quite good at running after and catching our dog when the naughty little boy escaped), and they even helped me out with a couple of small extras around the house at no additional cost.Their pricing was very fair - no hidden extras, and they are such hard workers! But I think what impressed me most was that everything they promised was done exactly on the day they said it would be done, and at the time they said it would be done. They were a very respectful, friendly team who obviously take immense pride in their work.Thank you Superior team! Recommend 100%

Libby Sumnz

1701916493

This place is excellent. The service is fantastic. Eunice was amazing. She is efficient, knowledgeable and professional. Their prices are excellent. We have chosen to go with them for an ensuite renovation.We have now had the pleasure of Superior completing our ensuite. It's a big WOW from us.Communication, professionalism, making sure they checked in with us about preferences, quality of workmanship, quality of materials are all 5 stars.They completed the job early. Payment structure was excellent. The staff were polite and respectful. If there was an issue it got sorted immediately. Follow-up was prompt. There was no lingering to tidy up loose ends. Rubbish taken away immediately. Full respect of our neighbours using a shared driveway with us. Finally Jacob our project manager was the best. He held the job together from beginning to end.To be honest...we were 'blown away' by how smoothly it all ran.