18 Months Interest Free term
With our 18 Months Interest Free Payment Option, you can enjoy your new home and stress less.
- 18 months interest-free is available on Q Mastercard® and Q Card Flexi Payment Plans & Purchases for full price renovation projects only.
- Offer is ongoing.
- Minimum purchase $985
- Offer available to only Auckland clients.
- A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
- A $50 Annual Account fee applies.
- Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
- Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
- Standard interest rate, currently 25.99% pa, applies to any outstanding balance at the end of the of the interest free period.
- Lending criteria, fees, terms and conditions apply.
- Rate and fees are correct at the time of publication but are subject to change.
- Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
- 18 months interest-free with Q cannot be used with Afterpay.
- Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated
LETS GET STARTED - You'll need around five minutes
Want to see if you qualify? Fill in your details below to be taken to the application page - there's no obligation to proceed or renovate.
Please note: Lending criteria, fees, terms and conditions apply. Making an application will not affect your credit rating.