Q-MasterscardTITLEBANNER Interest Free Finance Terms

finance-badge-1000x1000 Interest Free Finance Terms

18 Months Interest Free term

With our 18 Months Interest Free Payment Option, you can enjoy your new home and stress less.

  • 18 months interest-free is available on Q Mastercard® and Q Card Flexi Payment Plans & Purchases for full price renovation projects only.
  • Offer is ongoing.
  • Minimum purchase $985
  • Offer available to only Auckland clients.
  • A $55 Establishment fee applies for New Cardholders or a $35 Advance fee applies for Existing Cardholders.
  • A $50 Annual Account fee applies.
  • Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
  • Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
  • Standard interest rate, currently 25.99% pa, applies to any outstanding balance at the end of the of the interest free period.
  • Lending criteria, fees, terms and conditions apply.
  • Rate and fees are correct at the time of publication but are subject to change.
  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
  • 18 months interest-free with Q cannot be used with Afterpay.
  • Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated
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    Please note: Lending criteria, fees, terms and conditions apply. Making an application will not affect your credit rating.

    Raj Dhana
    Very efficient team of workers and high quality finish.
    Very happy with our renovated bathroom.
    We will use this company again.
    neko rider
    We’re very happy with the renovation work done by the team. It’s rare for renovation projects to finish on time, but they committed to completing ours before the Easter holiday—and they delivered! Our project manager, Jacob, worked incredibly hard (even physically! 😄) to make it happen.

    I admit I might not have been the easiest client—I was particular about details like colours, tile placement, and exactly where the hand basin bowl should sit on the bench. But they listened, took it all on board, and got it done. Thank you, Jacob!
    I’ll definitely bring you another challenge in the future. 😉
    Vilma Arcos
    Thanks Superior Renovations for doing our house, it definitely looks a lot better now! Special thanks goes to Alison and Jacob for their excellent effort and good manners in handling the construction process, it wasn't easy but with them around it definitely became easier to handle. Cheers🥂
    F J Bandukwala
    Absolutely thrilled with the outcome of our renovation of two bathrooms and kitchen in a double level home. Kevin and his entire team were an absolute pleasure to work with from the get-go. Every minor detail was attended to, and all our requests were accommodated. Cyrus deserves a special mention as under his watchful eye and expertise, nothing could go wrong.
    Jacquie
    I have recently finished a renovation in our 1930’s bungalow, updating the original (and I do mean original) kitchen and bathroom. Plus creating a new laundry and removing three fireplaces which created two new spaces including an office. From the initial appointment with Alison who came over and then provided drawings and a quotation, to the work with Frank, our project manager and the team, this has been a wonderful renovation experience. I would have described myself as a nervous-renovator prior to doing this, as I had never done a renovation before, but Frank, Alison, Sunny and all the team have worked so tirelessly and generously to create spaces that we love. Superior’s care in managing the project has meant that we have come away with much more than we originally sought to achieve and without the stress I hear others lament about when they renovate. I would recommend Frank, Alison, Sunny and the team at Superior Renovations wholeheartedly.
    Ike Harris
    We engaged with three companies to completely renovate our downstairs and ensuite bathrooms. We elected to go with Superior Renovations as they provided us with a fixed price and specific timeline to complete the project (which two other companies could not do), and we were absolutely delighted with the end result. We love everything from the floor and wall tiles to the heated towel rails and from the LCD mirrors to the underfloor heating and soft close lids. We especially loved replacing the old tub in our ensuite with a walk-in shower.

    The entire process went incredibly smoothly, with the project being completed on budget and ahead of schedule. From the initial design phase to the final touches, nothing was too much trouble for the team. Superior Renovations conducted themselves with the utmost professionalism, ensuring every detail was perfect.

    Frank (Project Manager) and the team did such an amazing job. Totally professional outfit, top notch communication, all tradies were courteous, polite and respectful. Alex (Builder) was especially knowledgeable and offered great solutions as minor issues unfolded. Each stage of the renovation was completed on the day it was scheduled. The crew were always on time and mindful of our work from home arrangements. And I was also impressed with the floor protection that was laid out on the first day.

    Through no fault of Superior, we did encounter a major, unforeseen setback that delayed our renovation on the downstairs bathroom. Superior were patient with us while we sourced specialists to remedy the issue. But once that was all sorted, Frank and the team picked up the baton and charged ahead to the finish line, delivering two beautifully ‘superior’ bathrooms. We also experienced a minor electrical issue post-build. And even though it was unrelated to their renovation work, Frank promptly dispatched an electrician who quickly fixed the problem. Talk about above and beyond!

    In summary, we highly recommend Superior Renovations for anyone looking to undertake bathroom renovations in their home. We’re already talking about renovating the kitchen next and we’re so confident in Superior Renovations that we will most certainly be engaging with them to complete the task.

    A huge thank you to Frank, Alex and all the wonderful team at Superior Renovations:)
    Kalina Hristova
    Superior Renovations did an amazing job we would definitely recommend them for anyone looking for a high quality outcome. Our Project Manager Jacob was amazing, taking care of any minor adjustments we wanted, nothing was too much trouble.
    Melanie Whittaker
    Absolutely love my new ensuite bathroom. Superior Renovations made the process so enjoyable, I'm truly delighted with the transformation from an old tired room to modern functionality.
    Jacob led a wonderful team of professionals who were considerate and efficient. He answered any query with reassurance and patience.
    I'm now looking at engaging them again for my main bathroom because I'm not fearful of renovating anymore and confident I'll get a superior outcome. They definitely lived up to their name!
    Carolina Guerra
    Superior Renovations transformed our bathroom, and we couldn’t be happier. Cici, Jacob, Alex, and Ray were a fantastic team (Ray, our dog, is going to miss you). They tackled our old house’s quirks with creativity and attention to detail. We were especially impressed that they stayed within budget, even with a few surprises along the way. We’d definitely choose Superior Renovations again and highly recommend them.
    Regina Cho
    Thanks Sunny, Jacob and the team for a great renovation. We had 2 bathrooms, the laundry room and front door re-done and very pleased with the results.
    Kalpana Iyer
    Superior Renovations did a good job for our deck, they are professional and took on board any changes suggested by us and gave good ideas and advice.

    They took care of cleaning up all the mess after every job.

    Good value for money.

    Special mention to Cici, Frank & all the workers.😊 Thank you so much

    Highly recommended 👍😊
    Narelle Silwood
    It was a pleasure to work with Jacob and his team. They installed a lovely new kitchen which met all my requirements, it arrived on schedule and I was kept informed all the way through the project. Thanks Jacob ... you did a great job. Narelle
    Gavin Botica
    I recently engaged the services of Superior Renovations for a complete renovation of my kitchen and bathroom, and I couldn't be happier with the results. The entire process went incredibly smoothly, with the project being completed on budget and ahead of schedule. From the initial design phase to the final touches, nothing was too much trouble for the team. They conducted themselves with the utmost professionalism, ensuring every detail was perfect. I highly recommend Superior Renovations for anyone looking to renovate their home.
    Chinchien Lin
    We have our bathroom renovation scheduled later this week. Everything so far is awesome. They are very patient and nice to work with!

    My wife's dream of a bathtub is finally happening. Can't wait to see the final result!
    Rajesh Kumar
    Great work done by Superior Renovation.Great service and efficient job.Big thanks to Jacob and
    they team.Highly recommend.Got my 2 bathrooms renovated.
    Narene Orchard
    We had the best experience using Superior Renovations. They had a good range of products available making it easy to pick the fixtures and fittings. The team were experienced and had great pride in their work, from the office to onsite we were treated like valued customers. The product we ended up with exceeded our expectations.
    Dhruv Mehta
    Great experience with Superior renovations. I would highly recommend it for anyone looking to renovate their house.
    Steve
    We engaged Superior Renovations to transform our 30-year old, tired looking and problematic bathroom into something world class - and wow! The end result is simply stunning. The team led by Frank did an absolutely fantastic job. This was our first major renovation project and the entire process was easy and hassle free. The team delivered on schedule, within budget and the quality of their work is outstanding. If you are considering renovating - do not go past these guys.
    Linda Meyer
    Wish I had given more of my renovation project to Superior earlier in the process. Superior team was knowledgeable, skilled and exception to work with. Will certainly be a repeat customer if ever a need comes up.
    Emma Mildon
    From design to completion the team were professional and always keen to get the project right. We will definitely be using their services again. Even finished the job with a spotless clean.